Save With Your Credit Union

Whether you’re saving for something in the future or just for a ‘rainy day’, regular saving is a good idea. Regular saving with your credit union is an even better idea.


At your credit union, you’re not just a customer, you’re a member of a successful financial co-operative

Free life savings insurance.

Free life cover on savings up to € 10,200 (subject to terms and conditions).

The State’s Deposit Guarantee Scheme fully protects the first €100,000 of a member’s savings.

There are no transaction charges or fees.

Savings balances over and above any loan you may have are available to you to withdraw on demand. 

Enjoy a competitive loan rate on loans secured by your savings.

Our Savings Policy

Your savings in a Credit Union are called your shares. Each share is worth €1.

Members own the credit union - each member has an equal voting right, regardless of the amount in shares. So whether you have €0 or €30,000 in shares with us, you have an equal say in how the Credit Union is run. Your shares are used to provide loans to other members. You can also benefit from lower loan rates if your loan is completely secured by your shares. By saving regularly with us, you not only help yourself, you also help your community. You may receive a dividend on your shares, if declared, after the AGM each year.


A NOMINATION is a legally binding, written instruction that tells the Credit Union what to do with your savings after your death. Members over 16 years of age are encouraged to nominate a person(s) to receive their Credit Union property in the event of their death. The maximum amount you can nominate is €27,000. This means that on your death, your savings will not form part of your estate and can be distributed without delay to the person(s) you have named on your Nomination Form.

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