Membership

Become A Member

At Inishowen Credit Union, we offer some of the most competitive loan rates in the market to help you achieve your goals. Whether you're renovating your home or buying a car, we have affordable loan options for you. Plus, as a member, you’ll enjoy free loan protection and life insurance coverage for peace of mind."

BENEFITS OF MEMBERSHIP

Join us and benefit from our many loans and services available

Access our wide range of
online services.

No joining fees or costs.

Become a part-owner of
a financial co-operative.

Bank on-the-go with our
Mobile App.

Enjoy great value loan rates.

Avail of free-to-member
Loan Protection Insurance.

No charges for early repayments of loans

Avail of free-to-member
Life Saving Protection Insurance.

Become A Member

Download the appropriate form from the drop-down below and hand in to one of our offices

Which membership form would you like to download?

What paperwork do I need?

Savings Limits

Adult Members
  • Maximum Savings per adult member of €30,000
  • Maximum monthly lodgement per adult member of €4,000
Junior Members
  • Maximum Savings per juvenile member of €7,500
  • Current maximum monthly lodgement per Junior member of €1,000
Joint Members
  • Maximum Savings per Joint member of €30,000
  • Maximum monthly lodgement per Joint member of €4,000
Photo ID

Photo ID

In the form of a Valid Passport, Driving Licence or EU National ID card.

Proof of Address

Proof of Address

Insurance documentation, Bank Statement or Correspondence from a Government Department.

Loans From Home

Apply for a loan from the comfort of your home! Click the link below to start your loan journey today.

Still have questions?

Still have a question about membership? See if it's answered here in our frequently asked questions.

What is the common bond?

You are eligible to become a member of Inishowen Credit Union if you work or live within our common bond. Our common bond includes the whole of the Inishowen Peninsula.

How do I join?

To become a member of Inishowen Credit Union simply complete a membership form and return it to the office with the below supporting documentation. (Membership forms are available from our Buncrana, Carndonagh or Moville office).

What do I need to join?

Single/Joint Account

  1. Current photo ID (one of the following documents): Photo Passport, Driving Licence, National Identity Card, Form ML10.

  2. Proof of address (one of the following documents which must be dated within the last six months): Utility Bill/Bank Statement/Local Authority Document/Government Department letter

  3. For those living outside the common bond but working within it, proof of employment is required (a letter from your employer or payslip dated within last three months).

Minor Account

  1. A junior account is for any member under 16 years of age.

  2. An account may be opened for a child by parent/guardian however, ID documents are required for the child’s parent/legal guardian as stated above for Single Accounts.

  3. The child’s birth certificate or passport, and proof of their PPS number, are also required.

Club/Society/Company Account

  1. Club/Society officials or Directors must live or work within our common bond.

  2. We require documentation as outlined above for Single Accounts for at least two of the elected officials of the club/society officials or directors. We also require documentation on the purpose of the club/society/company.

  3. Please speak to a member of staff for more information if you wish to open a club/society/company account.

What is the mission of the credit union?

The Mission of the Credit Union is to promote the financial well being of its members. To achieve this purpose the Credit Union is committed to providing a range of financial products supported by the excellent service of a dedicated and professional staff. These services will be administered in accordance with sound management practices to maintain the financial strength of the Credit Union. The Board of Directors, Management and Staff of the Credit Union hereby affirm that the efforts of the Credit Union will be consistently and professionally dedicated to the accomplishment of this mission.